We can save you between 20% & 38% on dental and health costs
Pay as you go PHSP's for you and your family
A PHSP allows your business to write off the dental, visioncare, and healthcare costs of you, your family, your employees and their families in the business and return those costs to the person who incurred them tax free. Thus, a Private Health Services Plan allows for the use of pretax dollars to pay for dental and healthcare costs instead of after tax dollars.
Cost Plus Dental and Health Care Plans
A PHSP is a concept that is unique to Canada. Canada Revenue Agency (CRA) created Private Health Services Plans as a way for Canadian businesses to incent their employees by providing a tax effective, comprehensive, and affordable dental and health care plan option. They are particularly suited to micro, small and medium sized businesses. With Coast Mountain Benefits cost plus means no premiums, no maintenance or annual fees. That means...
Once your plan is in place, if you have no expenses then you don't pay, ANYTHING
PHSP's are comprehensive. Examples of coverage include:
- Virtually all dental care and orthodontic expenses
- Vision care expenses - contact lenses, eye glasses, and laser eye surgery
- Prescriptions
- Depending on your Province or Territory - acupuncture, chiropractors, massage therapists, naturopaths, physiotherapists, traditional Chinese medical practitioners
- See Eligible Expenses for a more comprehensive listing
Understanding how you save with a PHSP or how it works...
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